We locked our rate today at 3.75%. Not the best rate in the recent past, but historically it's excellent. Just goes to show where rates are going now-a-days. We accepted it, in part, because of the very real risk that FHA rates are going to be going up soon. We had initially gotten our quote at 3.5% which a bunch more in lender credit, but it is what it is. That's one less thing we have to worry about and one step closer to closing.
I am a little upset, though because it was supposed to be communicated to our lender two weeks ago after our pre-dry wall meeting that we should start looking at rate quotes and that message was missed. Rates were a tad lower then.
Oh well. Can't be bitter. Have to enjoy the process for what it is and be excited for our new home!